Wallet to Access Bank Transfer

Overview

Transfer funds from a wallet to a traditional Access Bank account in real-time.

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Endpoint

POST /waas/Transaction/wallet2AccessBank

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Request Headers

Key	Value	Required
Authorization	Your client-specific secret key	Yes
Ocp-Apim-Subscription-Key	Your access subscription key	Yes
Content-Type	application/json	Yes

Request Parameters

Field	Type	Required	Description
debitAccountNo	string	Yes	Wallet to debit
creditAccountNo	string	Yes	Access Bank account to credit
amount	decimal	Yes	Transfer amount
msgId	string	Yes	Unique reference
narration	string	Yes	Description

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Request Example

curl -X POST "https://api-sandbox.accessbankplc.com/waas/Transaction/wallet2AccessBank" \
  -H "Authorization: Bearer <access_token>" \
  -H "Ocp-Apim-Subscription-Key: <subscription_key>" \
  -H "Content-Type: application/json" \
  -d '{
    "debitAccountNo": "0702334455",
    "creditAccountNo": "0123456789",
    "amount": 5000,
    "msgId": "W2AB-20250211-001",
    "narration": "Wallet transfer to Access Bank"
  }'

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Response

{
  "succeeded": true,
  "code": "200",
  "message": "successful request",
  "data": {
    "transactionRef": "W2AB-1707654321",
    "status": "SUCCESS"
  },
  "pageMeta": {}
}

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Use Cases

• Customer withdrawals to bank account
• Settlement to business accounts
• Salary disbursements